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  • I want to establish my credit today
    And have a better life :-)
  • We need to re-establish our credit
    and get our household finances
    back on track!
  • join the paytoo movement
    build your future
    and enjoy your life!

establish your credit TODAY! We provide everything you need to get started, in an easy and quick process

Why PayTooSafe is The Best Solution for You

 
Interest Rates & Interest Charges
  • APR* for Purchases
  • APR* for Cash Advances
  • Penalty APR* and When It Applies
  • Minimum Interest Charge
FEES- Setup & Mainteinance
  • Annual Fee
  • Monthly Mainteinance Fee
Transaction Fees
  • Account Top Up
  • Balance Transfer
  • Foreign Transaction
Penalty Fees
  • Late Payment
  • Returned Payment
Capital One
 
  • 22.9%
  • 24.9%
  • after 25 days
  • $0.50
 
  • $29
  • NA
 
  • -
  • 22.9%
  • 3% of Transaction in USD$
 
  • $19
  • $35
Applied Gold
 
  • 9.99% Fixed
  • $5 or 5% .Whichever is Greater
  • NO GRACE PERIOD
  • $0.50
 
  • $50
  • NA
 
  • -
  • 14.99% (V)*
  • 3% of Transaction in USD$
 
  • $35
  • $35
First Progress
 
  • 14.99% (V)*
  • 19.99% (V)*
  • after 25 days
  • None
 
  • $39
  • NA
 
  • -
  • 14.99% (V)*
  • 3% of Transaction
 
  • $35
  • $35
*APR: Annual Percentage Rate

establish your credit TODAY! We provide everything you need to get started, in an easy and quick process

$69 ONE-TIME APPLICATION FEE INCLUDES OVER $129 IN ADDED VALUE

  • No Credit Check required
  • Instant approval
  • Works for everyone
  • Reports to Major Credit Bureaus
  • No checking account required!
  • No monthly fees.
  • NO APR / NO LATE FEES
  • Choose your credit limit from $300 up to $1,000